If you are unable to work due to a severe illness or injury, it may be time for you to apply for Social Security Disability Insurance (SSD) and/or Supplemental Security Income (SSI). These programs can provide you with benefits during your period of disability.
Unfortunately, approximately 70% of people who file for Social Security Disability and SSI in Ohio have their initial application denied. Being denied these benefits can be devastating, which is why it’s important to work with a skilled attorney on your Social Security Disability Insurance application. The attorneys at The Harris Firm have over thirty five years of experience helping the people of Cincinnati obtain the benefits they may be entitled to.
What is SSD?
Social Security Disability Insurance, or SSD, provides benefits to disabled workers who have paid into Social Security through FICA taxes in the past. You may be eligible for SSD benefits if you prove you meet the statutory definition of disability.
SSD is not the same as workers’ compensation. Workers’ compensation is meant to provide financial support to workers who are temporarily disabled or unable to work for a short period of time. SSD, on the other hand, is set up to help those who will not be able to work for at least twelve months consecutive because of their disability. Further, SSD benefits may be payable for disabilities which may not have occurred in the workplace.
What is SSI?
Supplemental Security Income, or SSI, is another form of payment you can get if you’re found disabled, but the difference is in how your benefits are calculated. The disability requirements are the same for both, but SSD is paid based on your earnings history. SSI, on the other hand, is for people who either have insufficient earnings history, or people who fall below a certain income level.
Who Can Get Social Security Disability Insurance?
The general rule for Social Security Disability Eligibility is that you have been unable to work at any job for at least 6 months, and you anticipate being off work for at least 12 consecutive months. Social Security does not pay benefits until the sixth full month of disability, so individuals who are not going to be off work longer than that will not get paid, even if they are disabled. If you are considering filing for Social Security Disability or SSI, please feel free to contact our office and ask to speak to an attorney.
What If My Claim is Denied?
First and foremost, the Social Security Administration maintains strict timelines for filing appeals. Typically, you have 60 days from the date of receipt of your unfavorable order in which to appeal. Unfortunately, only about thirty percent of SSD claims are approved on their first time through the system. Your claim could be denied for any number of reasons. The Social Security Administration typically sends a form letter that acknowledges that you have some problems, but that they are not severe enough to meet their requirements.
Fortunately, you are able to appeal that decision and try again. The attorneys at The Harris Firm understand the complexities of the application and can help you submit the correct information for your application, whether or not this is your first time applying for SSD.
How Do I Apply for SSDI?
Should you have questions about how to apply for SSD or SSI, please contact one of the knowledgable attorneys at our office, and we will be happy to provide you with the information you will need to get the process started.
SSD Attorneys in Cincinnati
The attorneys at The Harris Firm in Cincinnati are knowledgeable, committed, and happy to help you navigate the complicated world of government forms as you apply for Social Security Disability Insurance. Email one of our attorneys to set up your free consultation about your claim. We have over 35 years of combined experience in helping Cincinnati residents with their Social Security benefits. Don’t hesitate to reach out and talk with us about how we can help you navigate the claims process.