Workers’ Compensation Payment Types
Workers’ compensation can come in various forms, and it can be difficult trying to determine on your own which type of compensation plan will apply to you and how it will work.
Pursuing the Right Type of Payment for You
At The Harris Firm, we have more than 40 years of experience handling workers’ compensation claims. We can explain the options available to you in detail so you fully understand the implications of how you may be compensated. Contact our Cincinnati workers’ compensation lawyers today to learn about the options available to you during a free initial consultation.
- Permanent total disability benefits: This type of benefit compensates for an impairment of earning capacity as a result of inability to perform work, based on the conditions of the claim.
- Temporary total compensation: this type of benefit compensates workers withtemporary disabilities preventing the worker from returning to the job at the time of injury. Eligibility is determined from the reports of the physician of record. The amount of the benefit is a percentage of your weekly earnings based on all the jobs you have held for the year previous to the injury. Benefits are terminated when:
- You return to work
- The physician of record releases you to return to your former position of employment
- You reach maximum medical improvement as determined by the physician of record or a hearing officer
- You and your employer agree to a written job offer that, according to the physician of record, is within your physical capabilities
- Wage loss compensation: This type of benefit compensates for wages lost, if you must accept a new job at lower pay or if you are unable to find a job within your capacities as the result of your work-related-injury. The amount of wage loss benefit is based on a percentage of the difference between your current salary and your salary at the time of your injury. Benefits terminate after 200 weeks.
- Permanent partial compensation: This type of benefit compensates you for a permanent impairment or loss of function of body parts. You can apply for this type of compensation 26 weeks (if the injury occurred after June 30, 2006) or 40 weeks (if the injury occurred before June 30, 2006) after either the most recent temporary total, wage loss payment or the length of the injury in medical claims only. The amount of the benefit is based on a percentage of your average weekly wage prior to the injury.
- Benefits related to the violation of specific safety requirements: This is an additional workers’ compensation benefit if a work-related injury results from the employer’s violation of a specific safety requirement of the Ohio Bureau of Worker’s Compensation.
Contact Our Cincinnati, Ohio, Workers’ Compensation Lawyers
If you were injured in a work-related accident, you are entitled to recover workers’ compensation benefits. This sounds straightforward, but the system is lined with rigid deadlines and timetables. Legitimate claims are often initially denied. Contact our workers’ compensation attorneys to learn how we can help you maximize your recovery options.